Our Goal
Jumuisha aims to address financial exclusion by embedding essential financial services within familiar
and trusted environments. We believe that by working closely with religious institutions, we can bridge the gap
in financial services and promote socioeconomic development across Africa.
Our Mission
At Jumuisha, we deliver essential financial services to populations across Africa. We partner with community organizations, starting with churches, to provide convenient, accessible, and tailored financial tools. Our goal is to empower individuals and communities,
fostering economic growth and resilience through innovative technology and trusted networks.
Our vision
To be the foundational rails for embedding financial services, empowering millions across Africa with
seamless access, and driving economic transformation through trusted community networks.
Our Impact
Since our launch, Jumuisha has partnered with hundreds of religious institutions, reaching thousands of users and processing substantial transaction volumes. Our model is scalable, and we continue to expand our reach across Africa.
300+
Onboarded Churches
67,000+
Active End Users
Embedded Services
KSH 30,000,000+
Monthly Donations Processed for Churches
We CARE
Our Core Values
Customer-Centric
We prioritize churches by understanding their distinct challenges and aspirations, crafting personalized digital solutions, and providing dedicated customer support for a seamless digital transformation journey.
Accessibility and Inclusivity
Our unwavering belief in technology's accessibility for all inspires us to develop user-friendly and affordable solutions that empower churches of all sizes, bridging the digital divide and ensuring inclusivity.
Reliable Financial Services
We are dedicated to empowering churches with digital solutions while also offering reliable financial services to streamline their finances, collect and track donations, and ensure transparency in financial practices.
Empowering Communication
We empower churches with robust communication tools to enhance effective communication, strengthen member relationships, foster engagement, and extend outreach within their communities.
Market Profile
Jumuisha serves the large and unique market of underserved African communities, focusing on religious networks such as Churches. Our main customers are religious institutions and their congregants, particularly those with a commitment to transparency and economic empowerment. Over time, our customer base has expanded, reflecting the growing interest in digital financial services among these communities. Future trends, such as increased mobile and internet penetration and a rising demand for financial inclusion, are set to further shape our market. In Kenya alone, our total addressable market includes over 500,000 religious institutions, a number that is similar across Africa.
Our Unique Selling Points
Community-Driven Financial Services
Jumuisha's unique community-based strategy fosters trust and acceptance in underserved rural areas by utilizing trusted networks within churches and other organizations.
Tailored Financial Solutions
We offer financial solutions specifically designed to cater to the needs of underserved communities, including loans, savings, and mobile payments.
The Problem
Jumuisha tackles the significant issue of limited access to financial services in Sub-Saharan Africa, where 40% of the population lacks formal financial access. This problem is particularly pronounced in rural areas, which make up 59% of Africa’s population. Distance and lack of trust in financial institutions are key barriers, with 27% citing distance and 14% citing trust issues as reasons for not adopting formal financial services. This gap exacerbates poverty, hinders economic development, and perpetuates financial inequality
The Solution
Jumuisha addresses this problem by leveraging trusted community networks, particularly churches, to deliver essential financial services. Our platform integrates a range of services, including microinsurance, microloans, and digital products, directly within these communities. By partnering with over 300 churches, Jumuisha effectively reaches rural and underserved populations, overcoming the barriers of distance and trust. Our Digital Tithing Initiative allows congregants to make contributions easily via Jumuisha Pay, enhancing financial transparency and accountability. This approach ensures that financial tools are both accessible and tailored to the specific needs of these communities. The outcome is increased financial inclusion, economic empowerment, and resilience for underserved populations.
Technology has allowed us to reach people in ways we never imagined before. Through online sermons, social media, and live streaming, we can connect with individuals beyond the walls of the church, spreading the message of hope and love to a wider audience.
